Milestone Credit Card App

The Milestone Credit Card, administered by Genesis FS Card Services and issued by the Bank of Missouri, is a financial instrument for those wishing to establish or repair their credit history. Even individuals with less than perfect credit ratings are not required to pay a security deposit since it is an unsecured credit card.

What is Milestone Card App?

The Milestone Card App, commonly known as the Concora Credit App, is a mobile application that lets you manage your Milestone Credit Card. Users may view account information, monitor transactions, trace payment history, and get fraud warnings. This software is meant to give convenience and security to Milestone Credit Cardholders, making it simpler to manage their credit from anywhere.

Downloading and Using the App

The Milestone Credit Card App, also known as the Concora Credit App, is a vital tool for contemporary financial management. It offers a variety of purposes, including monitoring payment history and handling fraud warnings. Downloading and setting up the app is uncomplicated, as outlined in several online guides, particularly on platforms.

How To Download:

To get the Milestone Card App (Concora Credit App), follow these easy steps:

  • Search: Enter “Milestone Card App” or “Concora Credit App” into the search field.
  • Select: Find the app in the search results and choose it.
  • Download: Click the download or install button to start downloading the app to your smartphone.
  • Open and Set Up: After downloading, start the app and follow the steps to create your account.
Do Milestones Have Mobile Apps?
Note: Yes/No
No, the Milestone Credit Card does not have its own dedicated mobile app. Instead, cardholders can manage their accounts using the Bank of Missouri mobile app, available for both iOS and Android devices.

Milestone Card Features and Benefits

  • Credit Building: Account activity is reported to the three main credit agencies, which helps to create a credit history.
  • Mastercard Benefits: Includes ID Theft Protection and Zero Liability Protection, which protect against fraudulent transactions.
  • Accessibility: The card can be controlled online and via the Milestone Mobile App, which is accessible for both Android and iPhone users, allowing for simple account administration, payment monitoring, and getting notifications for suspected fraud.

Milestone Card Fees and Limitations

  • Annual Fee: The card has a hefty annual cost of $175 the first year, then drops to $49 the following years. However, beginning in the second year, there is a monthly maintenance cost of $12.50.
  • APR: The APR is high, up to 35.9%, even for credit cards meant for weak credit.
  • Credit Limit: Initially set at $700, it does not permit balance transfers and is effectively decreased by the yearly charge.

Conclusion

While the Milestone Credit Card and its accompanying app provide useful credit management and fraud prevention features, prospective users must balance them with the hefty cost of ownership. It is perfect for those who do not qualify for other credit cards and require a way to establish credit, but they should be aware of the total cost effect on their finances.

FAQs

Q1. What is the credit limit for a Milestone Credit Card?

Ans: The Milestone Mastercard typically has a credit limit of up to $700​.

Q2. Does the Milestone Credit Card require a security deposit?

Ans: No, the Milestone Credit Card does not require a security deposit, even for those with lower credit scores

Q3. Can I use the Milestone Credit Card internationally?

Ans: Yes, the Milestone Credit Card can be used internationally, but a 1% foreign transaction fee applies.

Q4. How can I check the balance on my Milestone Credit Card?

Ans: You can check your balance by logging into your account online at the MyMilestoneCard website or through the Bank of Missouri mobile app.

Q5. How do I close my Milestone Credit Card?

Ans: To close your Milestone Credit Card, contact customer service using the number provided on the back of your card and follow their.​